# أدوات مالية

#### حاسبة الادخار

### تحقيق هدف مالي عند التقاعد

## Retirement Savings Calculator — calculate savings required to reach retirement goal

This calculator easily answers the question "Given the value of my current investments how much do I need to save each month to reach my retirement goal?"

The user enters their "Current Age", there expected "Retirement Age", the "Annual Interest Rate (ROI)" (annualized Return on Investment one expects to earn) and "Amount Desired At Retirement".

The calculator quickly calculates the required monthly investment amount and creates an investment schedule plus a set of charts that will help the user see the relationship between the amount invested and the return on the investment. The schedule can be copied and pasted to Excel, if desired.

If you need a more advanced "Retirement Calculator" — one that calculates many more unknowns and
one that calculates assuming retirement **income** and not a final lump sum then try the calculator located
here: **https:/financial-calculators.com/retirement-calculator**

#### Currency and Date Conventions

All calculators will remember your choice. You may also change it at any time.

Clicking
**"Save changes"** will cause the calculator to reload. Your
edits will be
lost.

#### القيمة المستقبلية لمدخراتي

### على افتراض ادخار مبلغ معين لفترة معينة

## Savings Calculator — calculate future value

This calculator easily answers the question "If I save 'X' amount for 'Y' months what will the value be at the end?"

The user enters the "Periodic Savings Amount" (amount saved or invested every month); the "Number of Months" and the "Annual Interest Rate" or the annual rate of return one expects to earn on their investments.

The calculator quickly creates a savings schedule and a set of charts that will help the user see the relationship between the amount invested and the return on the investment. The schedule can be copied and pasted to Excel, if desired.

The investment term is always expressed in months.

- 60 months = 5 years
- 120 months = 10 years
- 180 months = 15 years
- 240 months = 20 years
- 360 months = 30 years

If you need a more advanced "Savings Calculator" — one that lets the user solve for the starting
amount, the amount to invest, the interest rate, the term required to reach a goal or the future value; or if you
would like to easily print the schedule; or if you need to pick a different investment frequency, then you may want
to try the calculator located here: **https:/financial-calculators.com/savings-calculator**

#### Currency and Date Conventions

All calculators will remember your choice. You may also change it at any time.

Clicking
**"Save changes"** will cause the calculator to reload. Your
edits will be
lost.